• Quote of the Day
    "Connection is why we’re here…it’s what gives purpose and meaning to our lives."
    Brené Brown, posted by Daniel

Daniel

Forum Supporter
MVP
Joined
Aug 5, 2004
Messages
19,646
Points
113

Don’t wait: Medicare Advantage Open Enrollment ends March 31

Mar 01, 2021
Medicare.gov

Did you know that if you’re unhappy with your Medicare Advantage Plan (Medicare Part C), you have options? Each year, there’s a Medicare Advantage Open Enrollment Period from January 1 – March 31. During this time, if you’re in a Medicare Advantage Plan and want to change your health plan, you can do one of these:
If you switch Medicare Advantage Plans or go back to Original Medicare with or without a Medicare drug plan, your new coverage will start the first day of the month after your new plan gets your request for coverage. Keep in mind, if you go back to Original Medicare now, you may not be able to buy a Medicare Supplement Insurance (Medigap) policy.

The Medicare Plan Finder can help you find, compare, and enroll in a new Medicare Advantage Plan or a Medicare drug plan in your area. You can also call 1-800-MEDICARE (1-800-633-4227) for help. TTY users can call 1-877-486-2048.

The Medicare Advantage Open Enrollment Period isn’t for people who already have Original Medicare.

It’s important to understand and be confident in your Medicare coverage choices. If you have a Medicare Advantage Plan and want to change your plan, check out your options today. Remember, this Medicare Advantage Plan Open Enrollment Period ends March 31.
 

Daniel

Forum Supporter
MVP
Joined
Aug 5, 2004
Messages
19,646
Points
113
This is older information, but it correlates with my sister-in-law's positive experiences with Aetna after many hospitalizations:


I have Aetna now as well, after having a no-name insurance company last year that denied as much as it could -- even routine bloodwork. In my sister-in-law's experience, Aetna never denied anything.

Regardless of the insurance company, though, I have learned the important thing is to get a PPO (instead of a HMO) so you have infinite flexibility in getting a therapist compared to a HMO. Also, with Medicare Advantage plans, it is possible your therapist or doctor may not accept your Medicare Advantage plan -- even if they are contracted with the same insurance company. So having a PPO that pays for out-of-network claims prevents such painful surprises.

The downside with a PPO is that the co-payments may be somewhat higher. But a PPO is worth the flexibility and peace of mind for me. In other words, you get what you pay for.
 
Last edited:

Daniel

Forum Supporter
MVP
Joined
Aug 5, 2004
Messages
19,646
Points
113
I am going with UnitedHealthcare for next year instead of Aetna. Aetna is taking forever to process one of my PPO claims regarding over $400 of therapy sessions. It has been well over four months with no sign of being even initially processed yet -- after multiple methods of me contacting customer service, including fax, e-mail, and calling. According to Aetna, claims are usually processed within two months..
 
Last edited:

Latest posts


Top Bottom