Wife and I were in the midst of starting renovations on the washrooms of our house. We are now considering separation or at least temporary within the same house while we figure things out. I was likely contributing like 70% of the funds and her the other 30% . I don't want this to be a point of argument and even I would like the washrooms done while I live there even if I end up moving out. Do i lose this money or would it just add value to the house should it be appraised as part of the separation and refinance should my wife want to do this? Any help appreciated.